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Aman Law Firm Blog

Saturday, September 17, 2011

An Attorney’s Tips on Preventing Identity Theft

A corporate attorney sent the following out to the employees in his company:

1. When you are writing checks to  pay on your credit card accounts, DO NOT put the complete  account number on the ‘For’ line.  Instead, just put the last four  numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it  passes through all the check processing channels won’t have access to it.

2. Put your work phone # on your  checks instead of your home phone. If you have a P.O. Box use that instead of your home address. If you do not have a P.O. Box, use your work address.  Never have your SS# printed on your checks.  You can add it if it is necessary, but if you have it printed anyone can get it.

3. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc.  You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place.

4. Carry a photocopy of your passport when you travel either here or abroad.

We’ve all heard horror stories about fraud that’s committed on us in stealing a name, address, Social Security number, credit cards.

The corporate attorney who sent his employees the memo was motivated because he had recently had his wallet stolen.  Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change his driving record information online, and more.

Here is some critical information to limit the damage in case this happens to you or someone you know:

5. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card
numbers handy so you know whom to call. Keep those where you can find them.

6. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

But here’s what is perhaps most important of all:

7. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the internet in my name.

The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

By the time the corporate attorney was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all  the credit checks initiated by the thieves’ purchases, none of which the attorney knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw his wallet away (someone turned it in). It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet, if it has been stolen:

1.) Equifax: 1-800-525-6285

2.) Experian (formerly TRW):  1-888-397-3742

3.) Trans Union :  1-800-680 7289

4.) Social Security Administration (fraud line):  1-800-269-0271

Please share these tips with everyone you know so we can all prevent identity theft or at least know which steps to take to resolve identity theft.




Aman Law Firm assists clients in the greater Tampa Bay area, including Tampa, Lutz, Land O' Lakes, Wesley Chapel, Hillsborough, Pinellas, Pasco, and Polk Counties, and throughout the State of Florida.



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